The advent of peer-to-peer mobile payment apps has created a new world of cashless, card-free, and pay-contactless transactions. Their cross-industry applications and use cases range from splitting bills, making remittances, and booking tickets to managing daily expenditures. Financial applications are set to transform the way we make online payments with the availability of digital wallets, cryptocurrencies, m-commerce apps, and peer-to-peer payment apps. Several next-gen peer-to-peer...